Corporate Health Care Policies
Corporate health care policies do not need to be overly complicated and at Anderson Health we help businesses offer comprehensive coverage to their employees. Anderson Health currently advises several multi-national organisations on corporate policies.
Company medical insurance covers a group of people who are usually members of societies, employees of a company or professionals in a common group.
Corporate health insurance is designed for larger companies with upwards of 100 employees. Generally speaking, new employees do not need to declare their medical health as the method of joining is MHD (medical history disregarded).
Unlike the smaller SME groups, corporate policies have a ‘flat rate’ for all employees under the age of 65. This means that they are not subject to the age-band changes associated with SME schemes.
Corporate medical insurance policies are also known as ‘claims related’ schemes because future renewal pricing is determined purely by how that specific company scheme has been performing, from a financial perspective. While a low claiming contract year could result in a rate reduction a high claims experience could result in a substantial premium increase at renewal time.
Corporate health insurance policies can include coverage for pre-existing policies compared to individual policies that exclude pre-existing conditions.
Anderson Health is based in London, but offer health insurance coverage to members in Brazil, South Africa, Qatar, Dubai, India, Russia, China, Hong Kong and Singapore. We are long established individual private medical insurance brokers.
Since the early 1990’s we have been helping clients across the globe to find the ideal company insurance policies ensuring that your employees are covered.
To find out more information about on the specific requirements of your company’s health insurance, please do not hesitate to contact us 0207 868 1733 or fill in our contact form here and we will get back to you.